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Our charges

How much interest do you charge?

The interest rate for a personal loan depending on your circumstances from 29.9% APR up to a maximum of 99.9% APR. For a Guarantor loan then the interest rate will be 49.1% APR.


Will my interest rate change during the loan term?

As most of the loans we arrange have a variable rate of interest, then the interest rate could change over the term of the loan. However it would only change if there was a substantial increase in the bank rate which may affect the cost of our bank funding.

Are there any upfront fees?

No, we do not charge any upfront fees.


I have been charged a fee from a broker, can I get a refund?

We don’t charge any upfront fees. If a broker has charged you a fee, we recommend that you contact the broker regarding this matter.


What commission does my broker receive

If you have come through a broker and not directly we would pay a commission to the broker. This will be in your initial loan agreement as we don’t charge any hidden fees and we want to be honest with you.